NEW: Guarantee interest check with GELDPILOT24

Act quickly and correctly now

Our job as a modern expert platform is also to point out opportunities and risks. The reduction of the actuarial interest rate as of 1.1.2022 has a greater impact than is generally assumed. We do not recommend waiting until then to take necessary biometric precautions. This also applies to old-age provision or subsidized Riester contracts.

To make it easy to see what impact the actuarial interest rate will have, we have integrated a guaranteed interest rate check into all our eStores. In seconds, you can see the effects of "I'll do it later". In the case of pension provision, this can involve up to several tens of thousands of euros. If you want to close the gaps in your work coverage or hedge the financial risk of passing away, do it now. From January 1, 2022, massive price increases are not uncommon.  

In the new Guarantee Interest Check you can quickly and anonymously calculate why you should act.  The calculation changes imposed by law mean that Riester contracts, for example, will become much less attractive. Why? Because it will no longer be possible for most providers to calculate fund shares in the savings contribution at all. They will be forced to do so by the statutory Riester guarantees and the now declining guaranteed interest rate. Allianz Lebensversicherung, for example, is now ending its current generation of Riester contracts on Dec. 31 and introducing new Riester tariffs on Jan. 1, 2022.

Make no mistake: If you do not use a Finanz+Versicherungsmakler like GELDPILOT24 with a varied offer at societies it can become even more expensive for you. If now your new insurer costs with occupational disability, age precaution or for example the risk life insurance twenty per cent more than good other societies it can become even more expensive for you.

What should you do now?

•     Check your situation with the new guaranteed interest calculator
•     Contact one of our store partners or us (we will put you in touch)
•     Find out all current todos of your situation with our eCheck
•     Use a finance + insurance broker like GELDPILOT24 with a wide range of companies for an actual saving
•     Always check in the PIB the amount of the administration costs, also those of already existing contracts (we check this for you)
•     Entrepreneurs and self-employed should act now and not wait because of the planned "compulsory retirement".